This may be a no-brainer for some of y’all out there, but my wife and I finally got individual checking accounts. No worries, marriage is going well … I just got tired of parsing through a bunch of ~$1.31 transactions for small stuff we put on debit. On top of that, I was stupid enough to sign up for “Saved The Change” or whatever roundup matching program the Bank of America is doing. Consequentially, I am now buried in dozens or really small amount transactions, and the big (important) ones get visually buried once posted.

We opened two individual checking accounts, routed equal percentages of our paychecks to them, and voila!

(1) No more garbage in the main expense account
(2) No more spying on who’s buying what
(3) Ability to plan individually and purchase personal big-ticket items
(4) Ability to audit the main account in seconds

I strongly recommend.

I finally decided to contribute to Peter Schiff’s campaign for senate from the State of Connecticut. Why? Because like Jim Rogers, Lew Rockwell, and Ron Paul, Peter is an Austrian economist, which, I believe, is extremely important in today’s insane economic climate.

I’ve never understood why it is important for a person to save and delay gratification, while the same thing is irrelevant for a government. Some have the balls to point to a Fallacy of Composition, but I laugh at those morons … Peter is one of the very few who understand that we as a country can no longer rely on foreign governments purchasing the US debt so that it can fuel US consumer consumption, which is 2/3 of the entire US economy.

At any rate, I’ve been following Peter for a very long time … Made some money following his advice, and will continue to listen and take to heart everything that man says. If you’re anything like me, please research investment into foreign commodities and precious metals …